1 / 6
45score
↓ $5,000
$144,000
MLS
Street view3458 Orchard Ave
Indianapolis IN 46218 · Single Family · built 1949
3 bd1 ba864 sqft$167/sqft vs ZIP $138 +21%
1.45 lender DSCR (est.)
Rent covers the estimated payment 1.45× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,346/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.45price cut 3%registered rental
The underwriting
The numbers (estimates, illustrative)
$144,000List price
$1,346Rent estimate / mo
1.45Lender DSCR (est.)
$1,382Taxes / yr · county assessor
$138ZIP median $ / sqft
45/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,346 |
| − Mortgage (P&I) | −$755 |
| − Taxes | −$115 |
| − Insurance | −$60 |
| = Cash flow before vacancy & repairs | $416 |
The numbers
- Price
- $144,000
- $ / sq ft
- $167 ZIP median $138
- Rent estimate
- $1,346/mo ZIP + bedroom comps
- Property taxes
- $1,382/yr 2% cap on assessed value $69,100
- PITIA (assumed)
- $930/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.45 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 45/100 DSCR 1.45 · price cut 3% · registered rental
The property
- Beds / baths
- 3 / 1
- Living area
- 864 sq ft
- Lot
- 6,970 sq ft
- Year built
- 1949
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- Yes — registered with the city
The listing
- Source
- Standard
- MLS #
- 22118873
- Listed
- Aug 7, 2026
- Days on market
- 71
- Listing agent
- Gina Fosso-schibley · eXp Realty, LLC
3176715064 · sellwithgigi@gmail.com - Price history
- First asked $149,000 · previously $149,000 cut $5,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.