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65score
$274,900
MLS
Street view3521 Guilford Ave
Indianapolis IN 46205 · Single Family · built 1925
4 bd2.5 ba2,428 sqft$113/sqft vs ZIP $163 −31%
1.45 lender DSCR (est.)
Rent covers the estimated payment 1.45× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,973/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.4530% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$274,900List price
$2,973Rent estimate / mo
1.45Lender DSCR (est.)
$5,984Taxes / yr · county assessor
$163ZIP median $ / sqft
65/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,973 |
| − Mortgage (P&I) | −$1,442 |
| − Taxes | −$499 |
| − Insurance | −$115 |
| = Cash flow before vacancy & repairs | $918 |
The numbers
- Price
- $274,900
- $ / sq ft
- $113 ZIP median $163
- Rent estimate
- $2,973/mo ZIP + bedroom comps
- Property taxes
- $5,984/yr 2% cap on assessed value $299,200
- PITIA (assumed)
- $2,055/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.45 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 65/100 DSCR 1.45 · 30% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,428 sq ft
- Lot
- 9,583 sq ft
- Year built
- 1925
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22121906
- Listed
- Sep 11, 2026
- Days on market
- 21
- Listing agent
- Randy Wasmuth · Highgarden Real Estate
3172588631 · rwasmuth@maywright.com - Price history
- First asked $274,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.