1 / 6
36score
↓ $9,500
$145,000
MLS
Street view3526 E Vermont St
Indianapolis IN 46201 · Single Family · built 1919
2 bd1 ba768 sqft$189/sqft vs ZIP $141 +34%
1.30 lender DSCR (est.)
Rent covers the estimated payment 1.30× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,195/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.30price cut 7%
The underwriting
The numbers (estimates, illustrative)
$145,000List price
$1,195Rent estimate / mo
1.30Lender DSCR (est.)
$1,196Taxes / yr · county assessor
$141ZIP median $ / sqft
36/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,195 |
| − Mortgage (P&I) | −$760 |
| − Taxes | −$100 |
| − Insurance | −$60 |
| = Cash flow before vacancy & repairs | $275 |
The numbers
- Price
- $145,000
- $ / sq ft
- $189 ZIP median $141
- Rent estimate
- $1,195/mo ZIP + bedroom comps
- Property taxes
- $1,196/yr 2% cap on assessed value $59,800
- PITIA (assumed)
- $920/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.30 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 36/100 DSCR 1.30 · price cut 7%
The property
- Beds / baths
- 2 / 1
- Living area
- 768 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1919
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22104546
- Listed
- May 28, 2026
- Days on market
- 142
- Listing agent
- Fletcher Daly · New Quantum Realty Group
3172506088 · centurionres@att.net - Price history
- First asked $154,500 · previously $154,500 cut $9,500
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.