1 / 6
34score
↓ $15,100
$219,900
MLS
Street view3526 N Capitol Ave
Indianapolis IN 46208 · Single Family · built 1910
5 bd2.5 ba1,858 sqft$118/sqft vs ZIP $126 −6%
1.18 lender DSCR (est.)
Rent covers the estimated payment 1.18× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,783/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 7%
The underwriting
The numbers (estimates, illustrative)
$219,900List price
$1,783Rent estimate / mo
1.18Lender DSCR (est.)
$3,146Taxes / yr · county assessor
$126ZIP median $ / sqft
34/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,783 |
| − Mortgage (P&I) | −$1,153 |
| − Taxes | −$262 |
| − Insurance | −$92 |
| = Cash flow before vacancy & repairs | $276 |
The numbers
- Price
- $219,900
- $ / sq ft
- $118 ZIP median $126
- Rent estimate
- $1,783/mo HUD fair-market rent
- Property taxes
- $3,146/yr 2% cap on assessed value $157,300
- PITIA (assumed)
- $1,507/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.18 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 34/100 price cut 7%
The property
- Beds / baths
- 5 / 2.5
- Living area
- 1,858 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1910
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22097673
- Listed
- Apr 24, 2026
- Days on market
- 176
- Listing agent
- Lucero Vargas · RE/MAX Complete
7656172160 · vallel@hotmail.com - Price history
- First asked $235,000 · previously $235,000 cut $15,100
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.