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27score
$99,900
MLS
Street view3532 Harvest Ave
Indianapolis IN 46226 · Single Family · built 1963
2 bd1 ba735 sqft$136/sqft vs ZIP $124 +10%
1.19 lender DSCR (est.)
Rent covers the estimated payment 1.19× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $995/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
below assessed valueregistered rental
The underwriting
The numbers (estimates, illustrative)
$99,900List price
$995Rent estimate / mo
1.19Lender DSCR (est.)
$3,264Taxes / yr · county assessor
$124ZIP median $ / sqft
27/100Deal Score
Monthly picture (illustrative)
| Rent est. | $995 |
| − Mortgage (P&I) | −$524 |
| − Taxes | −$272 |
| − Insurance | −$42 |
| = Cash flow before vacancy & repairs | $157 |
The numbers
- Price
- $99,900
- $ / sq ft
- $136 ZIP median $124
- Rent estimate
- $995/mo ZIP + bedroom comps
- Property taxes
- $3,264/yr 2% cap on assessed value $163,200
- PITIA (assumed)
- $838/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.19 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 27/100 below assessed value · registered rental
The property
- Beds / baths
- 2 / 1
- Living area
- 735 sq ft
- Lot
- 6,970 sq ft
- Year built
- 1963
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- Yes — registered with the city
The listing
- Source
- Standard
- MLS #
- 22070714
- Listed
- Oct 29, 2025
- Days on market
- 353
- Listing agent
- Joshua Vida · Paradigm Realty Solutions
5743613933 · josh@realtyparadigm.com - Price history
- First asked $99,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.