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13score
$330,000
MLS
Street view3540 Golden Gate Dr N
Carmel IN 46074 · Townhouse · built 2006
2 bd2.5 ba1,856 sqft$178/sqft vs ZIP $210 −15%
0.74 lender DSCR (est.)
Rent covers the estimated payment 0.74× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,724/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
15% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$330,000List price
$1,724Rent estimate / mo
0.74Lender DSCR (est.)
$3,960Taxes / yr · assumed 1.2%
$210ZIP median $ / sqft
13/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,724 |
| − Mortgage (P&I) | −$1,731 |
| − Taxes | −$330 |
| − Insurance | −$138 |
| − HOA | −$137 |
| = Cash flow before vacancy & repairs | $-611 |
The numbers
- Price
- $330,000
- $ / sq ft
- $178 ZIP median $210
- Rent estimate
- $1,724/mo HUD fair-market rent
- Property taxes
- $3,960/yr assumed 1.2% of price
- PITIA (assumed)
- $2,335/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $137/mo
- Lender DSCR (est.)
- 0.74 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 13/100 15% under ZIP $/sqft
The property
- Beds / baths
- 2 / 2.5
- Living area
- 1,856 sq ft
- Lot
- 1,307 sq ft
- Year built
- 2006
- Property type
- Townhouse
- HOA
- $137/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22126560
- Listed
- Sep 18, 2026
- Days on market
- 17
- Listing agent
- Nathan Custer · Ridgeline Realty, Llc
3175048129 · custer7882@hotmail.com - Price history
- First asked $330,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.