Last confirmed active 18 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
Street view of 3564 Thomas Jefferson St
1 / 6
4score
↓ $5,000
$254,900
MLS Street view
Search photos

3564 Thomas Jefferson St

Westfield IN 46074 · Townhouse · built 2021
2 bd1.5 ba1,220 sqft$209/sqft vs ZIP $210 −1%
0.86 lender DSCR (est.)
Rent covers the estimated payment 0.86× · walk-away floor 1.20 · medium confidence
How we compute this

Rent est. $1,711/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.

price cut 2%
The underwriting

The numbers (estimates, illustrative)

$254,900List price
$1,711Rent estimate / mo
0.86Lender DSCR (est.)
$4,838Taxes / yr · county assessor
$210ZIP median $ / sqft
4/100Deal Score

Monthly picture (illustrative)

Rent est.$1,711
− Mortgage (P&I)−$1,337
− Taxes−$403
− Insurance−$106
− HOA−$154
= Cash flow before vacancy & repairs$-289

The numbers

Price
$254,900
$ / sq ft
$209 ZIP median $210
Rent estimate
$1,711/mo HUD fair-market rent
Property taxes
$4,838/yr 2% cap on assessed value $241,900
PITIA (assumed)
$2,000/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $154/mo
Lender DSCR (est.)
0.86 rent ÷ PITIA · lender floor 1.20
Deal Score
4/100 price cut 2%

The property

Beds / baths
2 / 1.5
Living area
1,220 sq ft
Lot
2,178 sq ft
Year built
2021
Property type
Townhouse
HOA
$154/mo
Flood zone
X
Registered rental
No

The listing

Source
Standard
MLS #
22107137
Listed
Jun 17, 2026
Days on market
110
Listing agent
Kim Thomas · F.C. Tucker Company
3174351445 · kimthomasrealtor85@gmail.com
Price history
First asked $259,900 · previously $259,900 cut $5,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.

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