1 / 6
14score
↓ $15,000
$234,999
MLS
Street view3570 Decamp Dr
Indianapolis IN 46226 · Single Family · built 1960
4 bd1.5 ba1,995 sqft$118/sqft vs ZIP $124 −5%
0.84 lender DSCR (est.)
Rent covers the estimated payment 0.84× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,405/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 6%
The underwriting
The numbers (estimates, illustrative)
$234,999List price
$1,405Rent estimate / mo
0.84Lender DSCR (est.)
$4,122Taxes / yr · county assessor
$124ZIP median $ / sqft
14/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,405 |
| − Mortgage (P&I) | −$1,232 |
| − Taxes | −$344 |
| − Insurance | −$98 |
| = Cash flow before vacancy & repairs | $-269 |
The numbers
- Price
- $234,999
- $ / sq ft
- $118 ZIP median $124
- Rent estimate
- $1,405/mo ZIP + bedroom comps
- Property taxes
- $4,122/yr 2% cap on assessed value $206,100
- PITIA (assumed)
- $1,674/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.84 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 14/100 price cut 6%
The property
- Beds / baths
- 4 / 1.5
- Living area
- 1,995 sq ft
- Lot
- 7,841 sq ft
- Year built
- 1960
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22121082
- Listed
- Aug 23, 2026
- Days on market
- 55
- Listing agent
- Jonathan Rangel · Epique Inc
3178699498 · jonrangel66@yahoo.com - Price history
- First asked $249,999 · previously $239,999 cut $15,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.