1 / 6
59score
↓ $4,600
$174,900
MLS
Street view361 W Gimber St
Indianapolis IN 46225 · Single Family · built 1971
3 bd2 ba1,272 sqft$138/sqft vs ZIP $148 −7%
1.66 lender DSCR (est.)
Rent covers the estimated payment 1.66× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,900/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.66price cut 3%registered rental
The underwriting
The numbers (estimates, illustrative)
$174,900List price
$1,900Rent estimate / mo
1.66Lender DSCR (est.)
$1,852Taxes / yr · county assessor
$148ZIP median $ / sqft
59/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,900 |
| − Mortgage (P&I) | −$917 |
| − Taxes | −$154 |
| − Insurance | −$73 |
| = Cash flow before vacancy & repairs | $756 |
The numbers
- Price
- $174,900
- $ / sq ft
- $138 ZIP median $148
- Rent estimate
- $1,900/mo ZIP + bedroom comps
- Property taxes
- $1,852/yr 2% cap on assessed value $92,600
- PITIA (assumed)
- $1,144/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.66 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 59/100 DSCR 1.66 · price cut 3% · registered rental
The property
- Beds / baths
- 3 / 2
- Living area
- 1,272 sq ft
- Lot
- 6,970 sq ft
- Year built
- 1971
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- Yes — registered with the city
The listing
- Source
- Standard
- MLS #
- 22122300
- Listed
- Aug 25, 2026
- Days on market
- 53
- Listing agent
- Brian Campbell · BFC Realty Group
3177911167 · bfchomes@gmail.com - Price history
- First asked $179,500 · previously $179,500 cut $4,600
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.