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2score
$252,000
MLS
Street view3627 Thomas Jefferson St
Westfield IN 46074 · Condo · built 2022
2 bd1.5 ba1,220 sqft$207/sqft vs ZIP $211 −2%
0.91 lender DSCR (est.)
Rent covers the estimated payment 0.91× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $1,675/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$252,000List price
$1,675Rent estimate / mo
0.91Lender DSCR (est.)
$3,024Taxes / yr · assumed 1.2%
$211ZIP median $ / sqft
2/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,675 |
| − Mortgage (P&I) | −$1,322 |
| − Taxes | −$252 |
| − Insurance | −$105 |
| − HOA | −$154 |
| = Cash flow before vacancy & repairs | $-158 |
The numbers
- Price
- $252,000
- $ / sq ft
- $207 ZIP median $211
- Rent estimate
- $1,675/mo HUD fair-market rent
- Property taxes
- $3,024/yr assumed 1.2% of price
- PITIA (assumed)
- $1,833/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $154/mo
- Lender DSCR (est.)
- 0.91 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 2/100
The property
- Beds / baths
- 2 / 1.5
- Living area
- 1,220 sq ft
- Lot
- 2,178 sq ft
- Year built
- 2022
- Property type
- Condo
- HOA
- $154/mo
- Flood zone
- X
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22131600
- Listed
- Oct 16, 2026
- Days on market
- 17
- Listing agent
- Basim Najeeb · Keller Williams Indy Metro S
3176572442 · basimalw@yahoo.com - Price history
- First asked $252,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.