Last confirmed active 17 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
1 / 6
9score
↓ $20,000
$455,000
MLS
Street view3628 Paddock Rd
Plainfield IN 46168 · Single Family · built 1997
4 bd2.5 ba2,504 sqft$182/sqft vs ZIP $177 +3%
0.73 lender DSCR (est.)
Rent covers the estimated payment 0.73× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,219/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
price cut 4%
The underwriting
The numbers (estimates, illustrative)
$455,000List price
$2,219Rent estimate / mo
0.73Lender DSCR (est.)
$5,460Taxes / yr · assumed 1.2%
$177ZIP median $ / sqft
9/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,219 |
| − Mortgage (P&I) | −$2,386 |
| − Taxes | −$455 |
| − Insurance | −$190 |
| − HOA | −$27 |
| = Cash flow before vacancy & repairs | $-839 |
The numbers
- Price
- $455,000
- $ / sq ft
- $182 ZIP median $177
- Rent estimate
- $2,219/mo HUD fair-market rent
- Property taxes
- $5,460/yr assumed 1.2% of price
- PITIA (assumed)
- $3,058/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $27/mo
- Lender DSCR (est.)
- 0.73 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 9/100 price cut 4%
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,504 sq ft
- Lot
- 18,295 sq ft
- Year built
- 1997
- Property type
- Single Family
- HOA
- $27/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22120213
- Listed
- Aug 14, 2026
- Days on market
- 52
- Listing agent
- Teresa Heffernan · Epique Inc
3174969397 · tcheff317@gmail.com - Price history
- First asked $475,000 · previously $475,000 cut $20,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.