1 / 6
50score
New
$99,900
MLS
Street view3629 English Ave
Indianapolis IN 46201 · Single Family · built 1940
2 bd1 ba696 sqft$144/sqft vs ZIP $141 +2%
1.70 lender DSCR (est.)
Rent covers the estimated payment 1.70× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,195/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.70new this week
The underwriting
The numbers (estimates, illustrative)
$99,900List price
$1,195Rent estimate / mo
1.70Lender DSCR (est.)
$1,674Taxes / yr · county assessor
$141ZIP median $ / sqft
50/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,195 |
| − Mortgage (P&I) | −$524 |
| − Taxes | −$140 |
| − Insurance | −$42 |
| = Cash flow before vacancy & repairs | $490 |
The numbers
- Price
- $99,900
- $ / sq ft
- $144 ZIP median $141
- Rent estimate
- $1,195/mo ZIP + bedroom comps
- Property taxes
- $1,674/yr 2% cap on assessed value $83,700
- PITIA (assumed)
- $705/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.70 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 50/100 DSCR 1.70 · new this week
The property
- Beds / baths
- 2 / 1
- Living area
- 696 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1940
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22130590
- Listed
- Oct 16, 2026
- Days on market
- 2
- Listing agent
- Karen Meier · Carpenter Realtors - Fishers
3172259566 · kmeier@callcarpenter.com - Price history
- First asked $99,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.