1 / 6
50score
$135,000
MLS
Street view3635 Kinnear Ave
Indianapolis IN 46218 · Single Family · built 1968
4 bd1.5 ba1,104 sqft$122/sqft vs ZIP $138 −11%
1.53 lender DSCR (est.)
Rent covers the estimated payment 1.53× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,350/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.5311% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$135,000List price
$1,350Rent estimate / mo
1.53Lender DSCR (est.)
$1,392Taxes / yr · county assessor
$138ZIP median $ / sqft
50/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,350 |
| − Mortgage (P&I) | −$708 |
| − Taxes | −$116 |
| − Insurance | −$56 |
| = Cash flow before vacancy & repairs | $470 |
The numbers
- Price
- $135,000
- $ / sq ft
- $122 ZIP median $138
- Rent estimate
- $1,350/mo ZIP + bedroom comps
- Property taxes
- $1,392/yr 2% cap on assessed value $69,600
- PITIA (assumed)
- $880/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.53 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 50/100 DSCR 1.53 · 11% under ZIP $/sqft
The property
- Beds / baths
- 4 / 1.5
- Living area
- 1,104 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1968
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22125934
- Listed
- Sep 14, 2026
- Days on market
- 18
- Listing agent
- Lora Reynolds · Epique Inc
3174966291 · lora@wrsuccess.com - Price history
- First asked $135,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.