Last confirmed active 18 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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17score
↓ $3,000
$296,000
MLS
Street view3643 Thomas Jefferson St
Westfield IN 46074 · Townhouse · built 2022
3 bd2.5 ba1,622 sqft$182/sqft vs ZIP $210 −13%
0.97 lender DSCR (est.)
Rent covers the estimated payment 0.97× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,219/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
13% under ZIP $/sqftprice cut 1%
The underwriting
The numbers (estimates, illustrative)
$296,000List price
$2,219Rent estimate / mo
0.97Lender DSCR (est.)
$5,480Taxes / yr · county assessor
$210ZIP median $ / sqft
17/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,219 |
| − Mortgage (P&I) | −$1,552 |
| − Taxes | −$457 |
| − Insurance | −$123 |
| − HOA | −$154 |
| = Cash flow before vacancy & repairs | $-67 |
The numbers
- Price
- $296,000
- $ / sq ft
- $182 ZIP median $210
- Rent estimate
- $2,219/mo HUD fair-market rent
- Property taxes
- $5,480/yr 2% cap on assessed value $274,000
- PITIA (assumed)
- $2,286/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $154/mo
- Lender DSCR (est.)
- 0.97 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 17/100 13% under ZIP $/sqft · price cut 1%
The property
- Beds / baths
- 3 / 2.5
- Living area
- 1,622 sq ft
- Lot
- 2,178 sq ft
- Year built
- 2022
- Property type
- Townhouse
- HOA
- $154/mo
- Flood zone
- X
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22102834
- Listed
- May 20, 2026
- Days on market
- 138
- Listing agent
- Bennett Coster · Realty Wealth Advisors
3176638485 · bennettcoster@gmail.com - Price history
- First asked $299,000 · previously $299,000 cut $3,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.