1 / 6
50score
↓ $15,100
$129,900
MLS
Street view3647 Rockville Rd
Indianapolis IN 46222 · Single Family · built 1928
2 bd1 ba1,488 sqft$87/sqft vs ZIP $158 −45%
1.14 lender DSCR (est.)
Rent covers the estimated payment 1.14× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,033/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
45% under ZIP $/sqftprice cut 12%
The underwriting
The numbers (estimates, illustrative)
$129,900List price
$1,033Rent estimate / mo
1.14Lender DSCR (est.)
$2,072Taxes / yr · county assessor
$158ZIP median $ / sqft
50/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,033 |
| − Mortgage (P&I) | −$681 |
| − Taxes | −$173 |
| − Insurance | −$54 |
| = Cash flow before vacancy & repairs | $125 |
The numbers
- Price
- $129,900
- $ / sq ft
- $87 ZIP median $158
- Rent estimate
- $1,033/mo ZIP + bedroom comps
- Property taxes
- $2,072/yr 2% cap on assessed value $103,600
- PITIA (assumed)
- $908/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.14 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 50/100 45% under ZIP $/sqft · price cut 12%
The property
- Beds / baths
- 2 / 1
- Living area
- 1,488 sq ft
- Lot
- 5,663 sq ft
- Year built
- 1928
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- 500
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22112038
- Listed
- Jul 5, 2026
- Days on market
- 104
- Listing agent
- Hammed Lawal · IB REALTORS
3175319685 · l.hammed@ymail.com - Price history
- First asked $145,000 · previously $145,000 cut $15,100
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.