Last confirmed active 17 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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34score
↓ $19,000
$428,000
MLS
Street view3650 Pickwick Cir
Plainfield IN 46168 · Single Family · built 2005
5 bd4.5 ba3,976 sqft$108/sqft vs ZIP $177 −39%
0.77 lender DSCR (est.)
Rent covers the estimated payment 0.77× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,219/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
39% under ZIP $/sqftprice cut 4%
The underwriting
The numbers (estimates, illustrative)
$428,000List price
$2,219Rent estimate / mo
0.77Lender DSCR (est.)
$5,136Taxes / yr · assumed 1.2%
$177ZIP median $ / sqft
34/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,219 |
| − Mortgage (P&I) | −$2,244 |
| − Taxes | −$428 |
| − Insurance | −$178 |
| − HOA | −$29 |
| = Cash flow before vacancy & repairs | $-661 |
The numbers
- Price
- $428,000
- $ / sq ft
- $108 ZIP median $177
- Rent estimate
- $2,219/mo HUD fair-market rent
- Property taxes
- $5,136/yr assumed 1.2% of price
- PITIA (assumed)
- $2,880/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $29/mo
- Lender DSCR (est.)
- 0.77 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 34/100 39% under ZIP $/sqft · price cut 4%
The property
- Beds / baths
- 5 / 4.5
- Living area
- 3,976 sq ft
- Lot
- 10,454 sq ft
- Year built
- 2005
- Property type
- Single Family
- HOA
- $29/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22117816
- Listed
- Aug 2, 2026
- Days on market
- 64
- Listing agent
- Kelly Smotherman · White Stag Realty, LLC
3176676445 · kellysmotherman@whitestagrealty.com - Price history
- First asked $447,000 · previously $447,000 cut $19,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.