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33score
$184,900
MLS
Street view3651 Decamp Dr
Indianapolis IN 46226 · Single Family · built 1961
4 bd2.5 ba1,887 sqft$98/sqft vs ZIP $124 −21%
1.09 lender DSCR (est.)
Rent covers the estimated payment 1.09× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,405/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
21% under ZIP $/sqftregistered rental
The underwriting
The numbers (estimates, illustrative)
$184,900List price
$1,405Rent estimate / mo
1.09Lender DSCR (est.)
$2,882Taxes / yr · county assessor
$124ZIP median $ / sqft
33/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,405 |
| − Mortgage (P&I) | −$970 |
| − Taxes | −$240 |
| − Insurance | −$77 |
| = Cash flow before vacancy & repairs | $118 |
The numbers
- Price
- $184,900
- $ / sq ft
- $98 ZIP median $124
- Rent estimate
- $1,405/mo ZIP + bedroom comps
- Property taxes
- $2,882/yr 2% cap on assessed value $144,100
- PITIA (assumed)
- $1,287/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.09 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 33/100 21% under ZIP $/sqft · registered rental
The property
- Beds / baths
- 4 / 2.5
- Living area
- 1,887 sq ft
- Lot
- 9,583 sq ft
- Year built
- 1961
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- Yes — registered with the city
The listing
- Source
- Standard
- MLS #
- 22115212
- Listed
- Aug 14, 2026
- Days on market
- 64
- Listing agent
- Sammy Nieves · Trelora Realty, Inc
3174482284 · sammy.nieves@trelora.com - Price history
- First asked $184,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.