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19score
$250,000
MLS
Street view3652 Lacebark Dr
Indianapolis IN 46235 · Single Family · built 1998
4 bd2 ba1,606 sqft$156/sqft vs ZIP $138 +13%
1.20 lender DSCR (est.)
Rent covers the estimated payment 1.20× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,995/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$250,000List price
$1,995Rent estimate / mo
1.20Lender DSCR (est.)
$3,000Taxes / yr · assumed 1.2%
$138ZIP median $ / sqft
19/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,995 |
| − Mortgage (P&I) | −$1,311 |
| − Taxes | −$250 |
| − Insurance | −$104 |
| = Cash flow before vacancy & repairs | $330 |
The numbers
- Price
- $250,000
- $ / sq ft
- $156 ZIP median $138
- Rent estimate
- $1,995/mo ZIP + bedroom comps
- Property taxes
- $3,000/yr assumed 1.2% of price
- PITIA (assumed)
- $1,665/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.20 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 19/100
The property
- Beds / baths
- 4 / 2
- Living area
- 1,606 sq ft
- Lot
- 11,326 sq ft
- Year built
- 1998
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22067794
- Listed
- Oct 12, 2025
- Days on market
- 370
- Listing agent
- Rafael Ayala · Exp Realty, LLC
3176677051 · rafazrealtor@gmail.com - Price history
- First asked $250,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.