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73score
New
$139,900
MLS
Street view3656 Erin Dr
Indianapolis IN 46235 · Single Family · built 1962
3 bd2.5 ba2,114 sqft$66/sqft vs ZIP $139 −52%
1.69 lender DSCR (est.)
Rent covers the estimated payment 1.69× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,735/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.6952% under ZIP $/sqftverify conditionnew this week
The underwriting
The numbers (estimates, illustrative)
$139,900List price
$1,735Rent estimate / mo
1.69Lender DSCR (est.)
$2,826Taxes / yr · county assessor
$139ZIP median $ / sqft
73/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,735 |
| − Mortgage (P&I) | −$734 |
| − Taxes | −$236 |
| − Insurance | −$58 |
| = Cash flow before vacancy & repairs | $708 |
The numbers
- Price
- $139,900
- $ / sq ft
- $66 ZIP median $139
- Rent estimate
- $1,735/mo ZIP + bedroom comps
- Property taxes
- $2,826/yr 2% cap on assessed value $141,300
- PITIA (assumed)
- $1,027/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.69 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 73/100 DSCR 1.69 · 52% under ZIP $/sqft · verify condition · new this week
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,114 sq ft
- Lot
- 6,534 sq ft
- Year built
- 1962
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- Yes — registered with the city
The listing
- Source
- Standard
- MLS #
- 22130161
- Listed
- Oct 13, 2026
- Days on market
- 2
- Listing agent
- Adam Woodring · MAINSTAY BROKERAGE LLC
9318017210 · listings@mainstay.io - Price history
- First asked $139,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.