1 / 6
32score
↓ $10,500
$174,400
MLS
Street view3675 Kline North Dr
Indianapolis IN 46226 · Single Family · built 1961
3 bd1.5 ba1,228 sqft$142/sqft vs ZIP $124 +15%
1.25 lender DSCR (est.)
Rent covers the estimated payment 1.25× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,450/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
DSCR 1.25price cut 6%
The underwriting
The numbers (estimates, illustrative)
$174,400List price
$1,450Rent estimate / mo
1.25Lender DSCR (est.)
$2,093Taxes / yr · assumed 1.2%
$124ZIP median $ / sqft
32/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,450 |
| − Mortgage (P&I) | −$915 |
| − Taxes | −$174 |
| − Insurance | −$73 |
| = Cash flow before vacancy & repairs | $288 |
The numbers
- Price
- $174,400
- $ / sq ft
- $142 ZIP median $124
- Rent estimate
- $1,450/mo ZIP + bedroom comps
- Property taxes
- $2,093/yr assumed 1.2% of price
- PITIA (assumed)
- $1,162/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.25 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 32/100 DSCR 1.25 · price cut 6%
The property
- Beds / baths
- 3 / 1.5
- Living area
- 1,228 sq ft
- Lot
- 8,276 sq ft
- Year built
- 1961
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22114714
- Listed
- Jul 18, 2026
- Days on market
- 91
- Listing agent
- Erica Edwards · CENTURY 21 Scheetz
3178731700 · eedwards@c21scheetz.com - Price history
- First asked $184,900 · previously $174,900 cut $10,500
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.