1 / 6
58score
↓ $54,000
$166,000
MLS
Street view3684 Birchwood Ave
Indianapolis IN 46205 · Single Family · built 1921
3 bd2.5 ba2,496 sqft$67/sqft vs ZIP $165 −60%
1.33 lender DSCR (est.)
Rent covers the estimated payment 1.33× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,710/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.3360% under ZIP $/sqftverify conditionprice cut 33%
The underwriting
The numbers (estimates, illustrative)
$166,000List price
$1,710Rent estimate / mo
1.33Lender DSCR (est.)
$4,178Taxes / yr · county assessor
$165ZIP median $ / sqft
58/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,710 |
| − Mortgage (P&I) | −$871 |
| − Taxes | −$348 |
| − Insurance | −$69 |
| = Cash flow before vacancy & repairs | $422 |
The numbers
- Price
- $166,000
- $ / sq ft
- $67 ZIP median $165
- Rent estimate
- $1,710/mo ZIP + bedroom comps
- Property taxes
- $4,178/yr 2% cap on assessed value $208,900
- PITIA (assumed)
- $1,288/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.33 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 58/100 DSCR 1.33 · 60% under ZIP $/sqft · verify condition · price cut 33%
The property
- Beds / baths
- 3 / 2.5
- Living area
- 2,496 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1921
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22113532
- Listed
- Jul 11, 2026
- Days on market
- 98
- Listing agent
- Reuben Upadhyay · Better Homes and Gardens Real Estate Gold Key
8123416609 · reubenupadhyay2003@gmail.com - Price history
- First asked $220,000 · previously $199,000 cut $54,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.