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26score
New
$185,000
MLS
Street view37 S Rural St
Indianapolis IN 46201 · Multi-Family · built 1915
3 bd2 ba554 sqft$334/sqft vs ZIP $141 +137%
1.22 lender DSCR (est.)
Rent covers the estimated payment 1.22× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,450/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.22new this week
The underwriting
The numbers (estimates, illustrative)
$185,000List price
$1,450Rent estimate / mo
1.22Lender DSCR (est.)
$1,686Taxes / yr · county assessor
$141ZIP median $ / sqft
26/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,450 |
| − Mortgage (P&I) | −$970 |
| − Taxes | −$141 |
| − Insurance | −$77 |
| = Cash flow before vacancy & repairs | $262 |
The numbers
- Price
- $185,000
- $ / sq ft
- $334 ZIP median $141
- Rent estimate
- $1,450/mo ZIP + bedroom comps
- Property taxes
- $1,686/yr 2% cap on assessed value $84,300
- PITIA (assumed)
- $1,188/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.22 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 26/100 DSCR 1.22 · new this week
The property
- Beds / baths
- 3 / 2
- Living area
- 554 sq ft
- Lot
- 6,098 sq ft
- Year built
- 1915
- Property type
- Multi-Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22132942
- Listed
- Oct 29, 2026
- Days on market
- 3
- Listing agent
- Stacey Brown · Keller Williams Indy Metro Ne
3175299739 · sbrown@callcarpenter.com - Price history
- First asked $185,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.