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4score
$629,900
MLS
Street view3700 Power Dr
Carmel IN 46033 · Single Family · built 1990
4 bd2.5 ba3,307 sqft$190/sqft vs ZIP $201 −5%
0.65 lender DSCR (est.)
Rent covers the estimated payment 0.65× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,772/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$629,900List price
$2,772Rent estimate / mo
0.65Lender DSCR (est.)
$7,559Taxes / yr · assumed 1.2%
$201ZIP median $ / sqft
4/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,772 |
| − Mortgage (P&I) | −$3,303 |
| − Taxes | −$630 |
| − Insurance | −$262 |
| − HOA | −$88 |
| = Cash flow before vacancy & repairs | $-1,512 |
The numbers
- Price
- $629,900
- $ / sq ft
- $190 ZIP median $201
- Rent estimate
- $2,772/mo HUD fair-market rent
- Property taxes
- $7,559/yr assumed 1.2% of price
- PITIA (assumed)
- $4,284/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $88/mo
- Lender DSCR (est.)
- 0.65 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 4/100
The property
- Beds / baths
- 4 / 2.5
- Living area
- 3,307 sq ft
- Lot
- 14,810 sq ft
- Year built
- 1990
- Property type
- Single Family
- HOA
- $88/mo
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22124142
- Listed
- Sep 4, 2026
- Days on market
- 31
- Listing agent
- Tom Endicott · Keller Williams Indy Metro S
3176966161 · tom@onwardindiana.com - Price history
- First asked $629,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.