1 / 6
65score
↓ $15,100
$159,900
MLS
Street view3705 Adams St
Indianapolis IN 46218 · Single Family · built 1949
4 bd3 ba1,352 sqft$118/sqft vs ZIP $138 −14%
1.58 lender DSCR (est.)
Rent covers the estimated payment 1.58× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,600/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.5814% under ZIP $/sqftprice cut 9%
The underwriting
The numbers (estimates, illustrative)
$159,900List price
$1,600Rent estimate / mo
1.58Lender DSCR (est.)
$1,310Taxes / yr · county assessor
$138ZIP median $ / sqft
65/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,600 |
| − Mortgage (P&I) | −$839 |
| − Taxes | −$109 |
| − Insurance | −$67 |
| = Cash flow before vacancy & repairs | $586 |
The numbers
- Price
- $159,900
- $ / sq ft
- $118 ZIP median $138
- Rent estimate
- $1,600/mo ZIP + bedroom comps
- Property taxes
- $1,310/yr 2% cap on assessed value $65,500
- PITIA (assumed)
- $1,014/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.58 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 65/100 DSCR 1.58 · 14% under ZIP $/sqft · price cut 9%
The property
- Beds / baths
- 4 / 3
- Living area
- 1,352 sq ft
- Lot
- 6,534 sq ft
- Year built
- 1949
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22121551
- Listed
- Aug 27, 2026
- Days on market
- 49
- Listing agent
- Gabriel Long · Exp Realty, LLC
3179423246 · gabriellongreal@gmail.com - Price history
- First asked $175,000 · previously $175,000 cut $15,100
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.