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26score
↓ $9,000Short Sale
$129,000
MLS
Street view3711 Rock Maple Dr
Indianapolis IN 46235 · Single Family · built 1997
2 bd1 ba939 sqft$137/sqft vs ZIP $138 −0%
1.07 lender DSCR (est.)
Rent covers the estimated payment 1.07× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,057/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 7%below assessed value
The underwriting
The numbers (estimates, illustrative)
$129,000List price
$1,057Rent estimate / mo
1.07Lender DSCR (est.)
$3,142Taxes / yr · county assessor
$138ZIP median $ / sqft
26/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,057 |
| − Mortgage (P&I) | −$676 |
| − Taxes | −$262 |
| − Insurance | −$54 |
| = Cash flow before vacancy & repairs | $65 |
The numbers
- Price
- $129,000
- $ / sq ft
- $137 ZIP median $138
- Rent estimate
- $1,057/mo HUD fair-market rent
- Property taxes
- $3,142/yr 2% cap on assessed value $157,100
- PITIA (assumed)
- $992/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.07 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 26/100 price cut 7% · below assessed value
The property
- Beds / baths
- 2 / 1
- Living area
- 939 sq ft
- Lot
- 8,712 sq ft
- Year built
- 1997
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Short Sale
- MLS #
- 202610075
- Listed
- Mar 26, 2026
- Days on market
- 205
- Listing agent
- Shaquia S Hairston · Heartfelt Homes Realty
5744003295 · shaquia.realtor@gmail.com - Price history
- First asked $138,000 · previously $138,000 cut $9,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.