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6score
$340,000
MLS
Street view3712 Oil Creek Dr
Indianapolis IN 46268 · Single Family · built 1985
4 bd2.5 ba2,160 sqft$157/sqft vs ZIP $159 −1%
0.98 lender DSCR (est.)
Rent covers the estimated payment 0.98× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,368/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$340,000List price
$2,368Rent estimate / mo
0.98Lender DSCR (est.)
$5,934Taxes / yr · county assessor
$159ZIP median $ / sqft
6/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,368 |
| − Mortgage (P&I) | −$1,783 |
| − Taxes | −$495 |
| − Insurance | −$142 |
| = Cash flow before vacancy & repairs | $-51 |
The numbers
- Price
- $340,000
- $ / sq ft
- $157 ZIP median $159
- Rent estimate
- $2,368/mo ZIP + bedroom comps
- Property taxes
- $5,934/yr 2% cap on assessed value $296,700
- PITIA (assumed)
- $2,419/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.98 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 6/100
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,160 sq ft
- Lot
- 16,553 sq ft
- Year built
- 1985
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22126882
- Listed
- Sep 18, 2026
- Days on market
- 15
- Listing agent
- Batch Ceesay · @properties
6145066419 · bceesayrealestate@gmail.com - Price history
- First asked $340,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.