1 / 6
0score
$259,900
MLS
Street view3726 N Emerson Ave
Indianapolis IN 46218 · Single Family · built 1953
3 bd2 ba1,032 sqft$252/sqft vs ZIP $138 +82%
0.86 lender DSCR (est.)
Rent covers the estimated payment 0.86× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,346/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$259,900List price
$1,346Rent estimate / mo
0.86Lender DSCR (est.)
$1,062Taxes / yr · county assessor
$138ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,346 |
| − Mortgage (P&I) | −$1,363 |
| − Taxes | −$89 |
| − Insurance | −$108 |
| = Cash flow before vacancy & repairs | $-214 |
The numbers
- Price
- $259,900
- $ / sq ft
- $252 ZIP median $138
- Rent estimate
- $1,346/mo ZIP + bedroom comps
- Property taxes
- $1,062/yr 2% cap on assessed value $53,100
- PITIA (assumed)
- $1,560/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.86 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 3 / 2
- Living area
- 1,032 sq ft
- Lot
- 6,534 sq ft
- Year built
- 1953
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22096688
- Listed
- Apr 20, 2026
- Days on market
- 180
- Listing agent
- Pamela Journey · E & L Son Enterprise, Llc
3179264663 · pjourney@elsonllc.com - Price history
- First asked $259,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.