1 / 6
5score
New
$399,900
MLS
Street view3734 W 98th St
Carmel IN 46032 · Single Family · built 1955
3 bd1 ba960 sqft$417/sqft vs ZIP $233 +79%
0.82 lender DSCR (est.)
Rent covers the estimated payment 0.82× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,188/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
new this week
The underwriting
The numbers (estimates, illustrative)
$399,900List price
$2,188Rent estimate / mo
0.82Lender DSCR (est.)
$4,799Taxes / yr · assumed 1.2%
$233ZIP median $ / sqft
5/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,188 |
| − Mortgage (P&I) | −$2,097 |
| − Taxes | −$400 |
| − Insurance | −$167 |
| = Cash flow before vacancy & repairs | $-476 |
The numbers
- Price
- $399,900
- $ / sq ft
- $417 ZIP median $233
- Rent estimate
- $2,188/mo HUD fair-market rent
- Property taxes
- $4,799/yr assumed 1.2% of price
- PITIA (assumed)
- $2,664/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.82 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 5/100 new this week
The property
- Beds / baths
- 3 / 1
- Living area
- 960 sq ft
- Lot
- 21,344 sq ft
- Year built
- 1955
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- X
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22133725
- Listed
- Oct 28, 2026
- Days on market
- 6
- Listing agent
- Jaswinder Samra · AMR Real Estate LLC
3175139456 - Price history
- First asked $399,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.