1 / 6
67score
↓ $25,000
$175,000
MLS
Street view3741 Ruckle St
Indianapolis IN 46205 · Single Family · built 1910
3 bd2 ba1,566 sqft$112/sqft vs ZIP $165 −32%
1.40 lender DSCR (est.)
Rent covers the estimated payment 1.40× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,710/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.4032% under ZIP $/sqftprice cut 14%
The underwriting
The numbers (estimates, illustrative)
$175,000List price
$1,710Rent estimate / mo
1.40Lender DSCR (est.)
$2,730Taxes / yr · county assessor
$165ZIP median $ / sqft
67/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,710 |
| − Mortgage (P&I) | −$918 |
| − Taxes | −$228 |
| − Insurance | −$73 |
| = Cash flow before vacancy & repairs | $492 |
The numbers
- Price
- $175,000
- $ / sq ft
- $112 ZIP median $165
- Rent estimate
- $1,710/mo ZIP + bedroom comps
- Property taxes
- $2,730/yr 2% cap on assessed value $136,500
- PITIA (assumed)
- $1,218/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.40 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 67/100 DSCR 1.40 · 32% under ZIP $/sqft · price cut 14%
The property
- Beds / baths
- 3 / 2
- Living area
- 1,566 sq ft
- Lot
- 5,227 sq ft
- Year built
- 1910
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22122662
- Listed
- Sep 1, 2026
- Days on market
- 46
- Listing agent
- Shamika Myers · F.C. Tucker Company - Fishers/Geist
7652785463 · shamika.myers@talktotucker.com - Price history
- First asked $200,000 · previously $200,000 cut $25,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.