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58score
New
$220,000
MLS
Street view3746 Owster Ln
Indianapolis IN 46237 · Single Family · built 1999
4 bd2 ba2,102 sqft$105/sqft vs ZIP $153 −32%
1.26 lender DSCR (est.)
Rent covers the estimated payment 1.26× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,133/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.2632% under ZIP $/sqftnew this weekbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$220,000List price
$2,133Rent estimate / mo
1.26Lender DSCR (est.)
$5,128Taxes / yr · county assessor
$153ZIP median $ / sqft
58/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,133 |
| − Mortgage (P&I) | −$1,154 |
| − Taxes | −$427 |
| − Insurance | −$92 |
| − HOA | −$15 |
| = Cash flow before vacancy & repairs | $445 |
The numbers
- Price
- $220,000
- $ / sq ft
- $105 ZIP median $153
- Rent estimate
- $2,133/mo ZIP + bedroom comps
- Property taxes
- $5,128/yr 2% cap on assessed value $256,400
- PITIA (assumed)
- $1,688/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $15/mo
- Lender DSCR (est.)
- 1.26 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 58/100 DSCR 1.26 · 32% under ZIP $/sqft · new this week · below assessed value
The property
- Beds / baths
- 4 / 2
- Living area
- 2,102 sq ft
- Lot
- 8,276 sq ft
- Year built
- 1999
- Property type
- Single Family
- HOA
- $15/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22127458
- Listed
- Sep 28, 2026
- Days on market
- 4
- Listing agent
- Austin Ellis · F.C. Tucker Company - Keystone at the Crossing
3172596000 · customerservice@talktotucker.com - Price history
- First asked $220,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.