1 / 6
0score
$547,900
MLS
Street view3750 Totem Ln
Indianapolis IN 46208 · Single Family · built 1922
4 bd4 ba3,953 sqft$139/sqft vs ZIP $131 +6%
0.54 lender DSCR (est.)
Rent covers the estimated payment 0.54× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $2,100/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$547,900List price
$2,100Rent estimate / mo
0.54Lender DSCR (est.)
$9,472Taxes / yr · county assessor
$131ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,100 |
| − Mortgage (P&I) | −$2,873 |
| − Taxes | −$789 |
| − Insurance | −$228 |
| = Cash flow before vacancy & repairs | $-1,791 |
The numbers
- Price
- $547,900
- $ / sq ft
- $139 ZIP median $131
- Rent estimate
- $2,100/mo ZIP + bedroom comps
- Property taxes
- $9,472/yr 2% cap on assessed value $473,600
- PITIA (assumed)
- $3,891/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.54 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 4 / 4
- Living area
- 3,953 sq ft
- Lot
- 9,583 sq ft
- Year built
- 1922
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22125543
- Listed
- Sep 11, 2026
- Days on market
- 22
- Listing agent
- Gabriel Long · Exp Realty, LLC
3179423246 · gabriellongreal@gmail.com - Price history
- First asked $547,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.