Last confirmed active 18 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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35score
↓ $128,000
$539,000
MLS
Street view3763 Watson Rd
Indianapolis IN 46205 · Single Family · built 1920
4 bd3 ba4,824 sqft$112/sqft vs ZIP $165 −32%
0.60 lender DSCR (est.)
Rent covers the estimated payment 0.60× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,295/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
32% under ZIP $/sqftprice cut 24%
The underwriting
The numbers (estimates, illustrative)
$539,000List price
$2,295Rent estimate / mo
0.60Lender DSCR (est.)
$9,004Taxes / yr · county assessor
$165ZIP median $ / sqft
35/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,295 |
| − Mortgage (P&I) | −$2,827 |
| − Taxes | −$750 |
| − Insurance | −$225 |
| = Cash flow before vacancy & repairs | $-1,506 |
The numbers
- Price
- $539,000
- $ / sq ft
- $112 ZIP median $165
- Rent estimate
- $2,295/mo ZIP + bedroom comps
- Property taxes
- $9,004/yr 2% cap on assessed value $450,200
- PITIA (assumed)
- $3,801/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.60 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 35/100 32% under ZIP $/sqft · price cut 24%
The property
- Beds / baths
- 4 / 3
- Living area
- 4,824 sq ft
- Lot
- 13,939 sq ft
- Year built
- 1920
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22120239
- Listed
- Aug 14, 2026
- Days on market
- 50
- Listing agent
- David Sabotnik · Epique Inc
7654917276 · dave@sabotnik.team - Price history
- First asked $667,000 · previously $667,000 cut $128,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.