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24score
$170,000
MLS
Street view3821 N Kitley Ave
Indianapolis IN 46226 · Single Family · built 1969
3 bd1.5 ba1,008 sqft$169/sqft vs ZIP $124 +36%
1.27 lender DSCR (est.)
Rent covers the estimated payment 1.27× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,450/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.27
The underwriting
The numbers (estimates, illustrative)
$170,000List price
$1,450Rent estimate / mo
1.27Lender DSCR (est.)
$2,134Taxes / yr · county assessor
$124ZIP median $ / sqft
24/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,450 |
| − Mortgage (P&I) | −$891 |
| − Taxes | −$178 |
| − Insurance | −$71 |
| = Cash flow before vacancy & repairs | $310 |
The numbers
- Price
- $170,000
- $ / sq ft
- $169 ZIP median $124
- Rent estimate
- $1,450/mo ZIP + bedroom comps
- Property taxes
- $2,134/yr 2% cap on assessed value $106,700
- PITIA (assumed)
- $1,140/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.27 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 24/100 DSCR 1.27
The property
- Beds / baths
- 3 / 1.5
- Living area
- 1,008 sq ft
- Lot
- 6,970 sq ft
- Year built
- 1969
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- 100
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22120648
- Listed
- Aug 17, 2026
- Days on market
- 61
- Listing agent
- Kendall Bullock · Keller Williams Indy Metro Ne
3179082719 · kendall@tripleerealty.com - Price history
- First asked $170,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.