Street view of 3832 Carrollton Ave
1 / 6
27score
$360,000
MLS Street view
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3832 Carrollton Ave

Indianapolis IN 46205 · Single Family · built 1914
4 bd2.5 ba2,470 sqft$146/sqft vs ZIP $163 −11%
1.10 lender DSCR (est.)
Rent covers the estimated payment 1.10× · walk-away floor 1.20 · medium confidence
How we compute this

Rent est. $2,973/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.

10% under ZIP $/sqftbelow assessed value
The underwriting

The numbers (estimates, illustrative)

$360,000List price
$2,973Rent estimate / mo
1.10Lender DSCR (est.)
$7,924Taxes / yr · county assessor
$163ZIP median $ / sqft
27/100Deal Score

Monthly picture (illustrative)

Rent est.$2,973
− Mortgage (P&I)−$1,888
− Taxes−$660
− Insurance−$150
= Cash flow before vacancy & repairs$275

The numbers

Price
$360,000
$ / sq ft
$146 ZIP median $163
Rent estimate
$2,973/mo ZIP + bedroom comps
Property taxes
$7,924/yr 2% cap on assessed value $396,200
PITIA (assumed)
$2,698/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
Lender DSCR (est.)
1.10 rent ÷ PITIA · lender floor 1.20
Deal Score
27/100 10% under ZIP $/sqft · below assessed value

The property

Beds / baths
4 / 2.5
Living area
2,470 sq ft
Lot
6,534 sq ft
Year built
1914
Property type
Single Family
HOA
None on record
Flood zone
None (Zone X)
Registered rental
No

The listing

Source
Standard
MLS #
22095767
Listed
Apr 16, 2026
Days on market
170
Listing agent
Kelly Deschryver · Carpenter Realtors, Carmel
3179978243 · carmel@callcarpenter.com
Price history
First asked $360,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.

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