1 / 6
22score
↓ $10,000
$175,000
MLS
Street view3906 Hoyt Ave
Indianapolis IN 46203 · Single Family · built 1930
2 bd1 ba912 sqft$192/sqft vs ZIP $168 +14%
1.09 lender DSCR (est.)
Rent covers the estimated payment 1.09× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,248/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 6%
The underwriting
The numbers (estimates, illustrative)
$175,000List price
$1,248Rent estimate / mo
1.09Lender DSCR (est.)
$1,842Taxes / yr · county assessor
$168ZIP median $ / sqft
22/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,248 |
| − Mortgage (P&I) | −$918 |
| − Taxes | −$154 |
| − Insurance | −$73 |
| = Cash flow before vacancy & repairs | $104 |
The numbers
- Price
- $175,000
- $ / sq ft
- $192 ZIP median $168
- Rent estimate
- $1,248/mo ZIP + bedroom comps
- Property taxes
- $1,842/yr 2% cap on assessed value $92,100
- PITIA (assumed)
- $1,144/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.09 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 22/100 price cut 6%
The property
- Beds / baths
- 2 / 1
- Living area
- 912 sq ft
- Lot
- 5,663 sq ft
- Year built
- 1930
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22120498
- Listed
- Aug 15, 2026
- Days on market
- 63
- Listing agent
- Cheryl Woodrum · AMR Real Estate LLC
3174084650 · bucketlistrealty@gmail.com - Price history
- First asked $185,000 · previously $185,000 cut $10,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.