Street view of 3906 N Tacoma Ave
1 / 6
47score
↓ $400
$174,500
MLS Street view
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3906 N Tacoma Ave

Indianapolis IN 46205 · Single Family · built 1924
3 bd2 ba2,094 sqft$83/sqft vs ZIP $165 −49%
1.39 lender DSCR (est.)
Rent covers the estimated payment 1.39× · walk-away floor 1.20 · high confidence
How we compute this

Rent est. $1,710/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.

DSCR 1.3950% under ZIP $/sqftverify conditionprice cut 0%
The underwriting

The numbers (estimates, illustrative)

$174,500List price
$1,710Rent estimate / mo
1.39Lender DSCR (est.)
$2,942Taxes / yr · county assessor
$165ZIP median $ / sqft
47/100Deal Score

Monthly picture (illustrative)

Rent est.$1,710
− Mortgage (P&I)−$915
− Taxes−$245
− Insurance−$73
= Cash flow before vacancy & repairs$477

The numbers

Price
$174,500
$ / sq ft
$83 ZIP median $165
Rent estimate
$1,710/mo ZIP + bedroom comps
Property taxes
$2,942/yr 2% cap on assessed value $147,100
PITIA (assumed)
$1,233/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
Lender DSCR (est.)
1.39 rent ÷ PITIA · lender floor 1.20
Deal Score
47/100 DSCR 1.39 · 50% under ZIP $/sqft · verify condition · price cut 0%

The property

Beds / baths
3 / 2
Living area
2,094 sq ft
Lot
6,534 sq ft
Year built
1924
Property type
Single Family
HOA
None on record
Flood zone
None (Zone X)
Registered rental
No

The listing

Source
Standard
MLS #
22105669
Listed
Jun 18, 2026
Days on market
121
Listing agent
Rosie Berzenye · T&H Realty Services, Inc.
3178148208 · 210285.lead@leads.leadrouter.com
Price history
First asked $174,900 · previously $174,900 cut $400
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.

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