1 / 6
0score
$425,000
MLS
Street view3907 Ruckle St
Indianapolis IN 46205 · Multi-Family · built 1900
6 bd3 ba
0.68 lender DSCR (est.)
Rent covers the estimated payment 0.68× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,041/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$425,000List price
$2,041Rent estimate / mo
0.68Lender DSCR (est.)
$7,266Taxes / yr · county assessor
$163ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,041 |
| − Mortgage (P&I) | −$2,229 |
| − Taxes | −$606 |
| − Insurance | −$177 |
| = Cash flow before vacancy & repairs | $-970 |
The numbers
- Price
- $425,000
- $ / sq ft
- —
- Rent estimate
- $2,041/mo HUD fair-market rent
- Property taxes
- $7,266/yr 2% cap on assessed value $363,300
- PITIA (assumed)
- $3,011/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.68 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 6 / 3
- Living area
- —
- Lot
- 6,534 sq ft
- Year built
- 1900
- Property type
- Multi-Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22126531
- Listed
- Sep 18, 2026
- Days on market
- 15
- Listing agent
- Reinhard Pollach · Carpenter Realtors, Broad Ripple
3175180544 · northcollege@callcapenter.com - Price history
- First asked $425,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.