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23score
↓ $2,600
$339,900
MLS
Street view3915 Rosefinch Cir
Indianapolis IN 46228 · Single Family · built 1999
4 bd2.5 ba2,956 sqft$115/sqft vs ZIP $143 −20%
0.91 lender DSCR (est.)
Rent covers the estimated payment 0.91× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,332/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
20% under ZIP $/sqftprice cut 1%below assessed value
The underwriting
The numbers (estimates, illustrative)
$339,900List price
$2,332Rent estimate / mo
0.91Lender DSCR (est.)
$7,426Taxes / yr · county assessor
$143ZIP median $ / sqft
23/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,332 |
| − Mortgage (P&I) | −$1,782 |
| − Taxes | −$619 |
| − Insurance | −$142 |
| − HOA | −$24 |
| = Cash flow before vacancy & repairs | $-235 |
The numbers
- Price
- $339,900
- $ / sq ft
- $115 ZIP median $143
- Rent estimate
- $2,332/mo HUD fair-market rent
- Property taxes
- $7,426/yr 2% cap on assessed value $371,300
- PITIA (assumed)
- $2,567/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $24/mo
- Lender DSCR (est.)
- 0.91 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 23/100 20% under ZIP $/sqft · price cut 1% · below assessed value
The property
- Beds / baths
- 4 / 2.5
- Living area
- 2,956 sq ft
- Lot
- 6,098 sq ft
- Year built
- 1999
- Property type
- Single Family
- HOA
- $24/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22100344
- Listed
- Jun 26, 2026
- Days on market
- 99
- Listing agent
- Kristi Gaynor · F.C. Tucker Company
3178437766 · kristi.gaynor@talktotucker.com - Price history
- First asked $342,500 · previously $342,500 cut $2,600
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.