Last confirmed active 18 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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32score
↓ $35,100
$464,900
MLS
Street view3915 Winding Way
Indianapolis IN 46220 · Single Family · built 1960
4 bd2.5 ba3,046 sqft$153/sqft vs ZIP $208 −27%
0.65 lender DSCR (est.)
Rent covers the estimated payment 0.65× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,130/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
27% under ZIP $/sqftprice cut 8%
The underwriting
The numbers (estimates, illustrative)
$464,900List price
$2,130Rent estimate / mo
0.65Lender DSCR (est.)
$7,962Taxes / yr · county assessor
$208ZIP median $ / sqft
32/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,130 |
| − Mortgage (P&I) | −$2,438 |
| − Taxes | −$664 |
| − Insurance | −$194 |
| = Cash flow before vacancy & repairs | $-1,165 |
The numbers
- Price
- $464,900
- $ / sq ft
- $153 ZIP median $208
- Rent estimate
- $2,130/mo ZIP + bedroom comps
- Property taxes
- $7,962/yr 2% cap on assessed value $398,100
- PITIA (assumed)
- $3,295/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.65 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 32/100 27% under ZIP $/sqft · price cut 8%
The property
- Beds / baths
- 4 / 2.5
- Living area
- 3,046 sq ft
- Lot
- 24,394 sq ft
- Year built
- 1960
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22120010
- Listed
- Aug 15, 2026
- Days on market
- 49
- Listing agent
- Donna Diercks · United Real Estate Indpls
3175139053 · homes@donnadiercks.com - Price history
- First asked $500,000 · previously $500,000 cut $35,100
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.