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41score
$132,000
MLS
Street view3943 Richelieu Rd
Indianapolis IN 46226 · Single Family · built 1961
3 bd1 ba999 sqft$132/sqft vs ZIP $122 +8%
1.53 lender DSCR (est.)
Rent covers the estimated payment 1.53× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,450/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.53
The underwriting
The numbers (estimates, illustrative)
$132,000List price
$1,450Rent estimate / mo
1.53Lender DSCR (est.)
$2,396Taxes / yr · county assessor
$122ZIP median $ / sqft
41/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,450 |
| − Mortgage (P&I) | −$692 |
| − Taxes | −$200 |
| − Insurance | −$55 |
| = Cash flow before vacancy & repairs | $503 |
The numbers
- Price
- $132,000
- $ / sq ft
- $132 ZIP median $122
- Rent estimate
- $1,450/mo ZIP + bedroom comps
- Property taxes
- $2,396/yr 2% cap on assessed value $119,800
- PITIA (assumed)
- $947/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.53 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 41/100 DSCR 1.53
The property
- Beds / baths
- 3 / 1
- Living area
- 999 sq ft
- Lot
- 6,970 sq ft
- Year built
- 1961
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22132562
- Listed
- Oct 21, 2026
- Days on market
- 10
- Listing agent
- Eric L. Middleton · Middland Real Estate, Llc
3178695212 · eric@middland.net - Price history
- First asked $132,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.