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63score
$135,000
MLS
Street view3956 Strathmore Dr
Indianapolis IN 46235 · Single Family · built 1963
3 bd1 ba1,253 sqft$108/sqft vs ZIP $138 −22%
1.88 lender DSCR (est.)
Rent covers the estimated payment 1.88× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,766/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.8822% under ZIP $/sqft
The underwriting
The numbers (estimates, illustrative)
$135,000List price
$1,766Rent estimate / mo
1.88Lender DSCR (est.)
$2,128Taxes / yr · county assessor
$138ZIP median $ / sqft
63/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,766 |
| − Mortgage (P&I) | −$708 |
| − Taxes | −$177 |
| − Insurance | −$56 |
| = Cash flow before vacancy & repairs | $824 |
The numbers
- Price
- $135,000
- $ / sq ft
- $108 ZIP median $138
- Rent estimate
- $1,766/mo ZIP + bedroom comps
- Property taxes
- $2,128/yr 2% cap on assessed value $106,400
- PITIA (assumed)
- $942/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.88 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 63/100 DSCR 1.88 · 22% under ZIP $/sqft
The property
- Beds / baths
- 3 / 1
- Living area
- 1,253 sq ft
- Lot
- 6,970 sq ft
- Year built
- 1963
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22124909
- Listed
- Sep 8, 2026
- Days on market
- 53
- Listing agent
- Timeko Whitaker · F.C. Tucker Company - Fishers/Geist
3177109533 · timeko.whitaker@talktotucker.com - Price history
- First asked $135,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.