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80score
New
$179,000
MLS
Street view4020 Westover Dr
Indianapolis IN 46268 · Single Family · built 1972
4 bd3 ba1,962 sqft$91/sqft vs ZIP $158 −42%
1.69 lender DSCR (est.)
Rent covers the estimated payment 1.69× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $2,430/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.6942% under ZIP $/sqftnew this weekbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$179,000List price
$2,430Rent estimate / mo
1.69Lender DSCR (est.)
$5,070Taxes / yr · county assessor
$158ZIP median $ / sqft
80/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,430 |
| − Mortgage (P&I) | −$939 |
| − Taxes | −$423 |
| − Insurance | −$75 |
| = Cash flow before vacancy & repairs | $994 |
The numbers
- Price
- $179,000
- $ / sq ft
- $91 ZIP median $158
- Rent estimate
- $2,430/mo ZIP + bedroom comps
- Property taxes
- $5,070/yr 2% cap on assessed value $253,500
- PITIA (assumed)
- $1,436/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.69 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 80/100 DSCR 1.69 · 42% under ZIP $/sqft · new this week · below assessed value
The property
- Beds / baths
- 4 / 3
- Living area
- 1,962 sq ft
- Lot
- 15,246 sq ft
- Year built
- 1972
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22133729
- Listed
- Oct 27, 2026
- Days on market
- 5
- Listing agent
- Sara Grubbs · The Modglin Group
3179878177 · sara.grubbs89@gmail.com - Price history
- First asked $179,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.