1 / 6
4score
↓ $5,100
$269,900
MLS
Street view4025 Oak Trail Dr
Indianapolis IN 46237 · Single Family · built 2005
2 bd2 ba1,618 sqft$167/sqft vs ZIP $151 +10%
0.57 lender DSCR (est.)
Rent covers the estimated payment 0.57× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,175/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
price cut 2%
The underwriting
The numbers (estimates, illustrative)
$269,900List price
$1,175Rent estimate / mo
0.57Lender DSCR (est.)
$5,308Taxes / yr · county assessor
$151ZIP median $ / sqft
4/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,175 |
| − Mortgage (P&I) | −$1,415 |
| − Taxes | −$442 |
| − Insurance | −$112 |
| − HOA | −$83 |
| = Cash flow before vacancy & repairs | $-878 |
The numbers
- Price
- $269,900
- $ / sq ft
- $167 ZIP median $151
- Rent estimate
- $1,175/mo ZIP + bedroom comps
- Property taxes
- $5,308/yr 2% cap on assessed value $265,400
- PITIA (assumed)
- $2,053/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $83/mo
- Lender DSCR (est.)
- 0.57 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 4/100 price cut 2%
The property
- Beds / baths
- 2 / 2
- Living area
- 1,618 sq ft
- Lot
- 6,534 sq ft
- Year built
- 2005
- Property type
- Single Family
- HOA
- $83/mo
- Flood zone
- 500
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22120162
- Listed
- Aug 13, 2026
- Days on market
- 65
- Listing agent
- David Brenton · DAVID BRENTON'S TEAM
3178827210 · david@thebrentonteam.com - Price history
- First asked $275,000 · previously $272,500 cut $5,100
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.