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39score
$319,900
MLS
Street view4026 W 141st St
Carmel IN 46074 · Single Family · built 1840
5 bd3.5 ba3,084 sqft$104/sqft vs ZIP $210 −51%
1.28 lender DSCR (est.)
Rent covers the estimated payment 1.28× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,724/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
DSCR 1.2851% under ZIP $/sqftverify condition
The underwriting
The numbers (estimates, illustrative)
$319,900List price
$2,724Rent estimate / mo
1.28Lender DSCR (est.)
$3,839Taxes / yr · assumed 1.2%
$210ZIP median $ / sqft
39/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,724 |
| − Mortgage (P&I) | −$1,678 |
| − Taxes | −$320 |
| − Insurance | −$133 |
| = Cash flow before vacancy & repairs | $593 |
The numbers
- Price
- $319,900
- $ / sq ft
- $104 ZIP median $210
- Rent estimate
- $2,724/mo HUD fair-market rent
- Property taxes
- $3,839/yr assumed 1.2% of price
- PITIA (assumed)
- $2,131/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.28 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 39/100 DSCR 1.28 · 51% under ZIP $/sqft · verify condition
The property
- Beds / baths
- 5 / 3.5
- Living area
- 3,084 sq ft
- Lot
- 18,731 sq ft
- Year built
- 1840
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- —
The listing
- Source
- Standard
- MLS #
- 22088675
- Listed
- Jun 15, 2026
- Days on market
- 112
- Listing agent
- Christopher Price · Keller Williams Indy Metro W
3178868477 · sales@indypropertysource.com - Price history
- First asked $319,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.