Last confirmed active 19 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
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0score
New Construction
$395,485
MLS
Street view4038 Bumps End Dr
Indianapolis IN 46239 · Single Family · built 2026
5 bd3 ba2,367 sqft$167/sqft vs ZIP $148 +13%
0.85 lender DSCR (est.)
Rent covers the estimated payment 0.85× · walk-away floor 1.20 · low confidence
How we compute this
Rent est. $2,284/mo (HUD fair-market rent) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes assumed at 1.2% of price. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$395,485List price
$2,284Rent estimate / mo
0.85Lender DSCR (est.)
$4,746Taxes / yr · assumed 1.2%
$148ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $2,284 |
| − Mortgage (P&I) | −$2,074 |
| − Taxes | −$395 |
| − Insurance | −$165 |
| − HOA | −$58 |
| = Cash flow before vacancy & repairs | $-408 |
The numbers
- Price
- $395,485
- $ / sq ft
- $167 ZIP median $148
- Rent estimate
- $2,284/mo HUD fair-market rent
- Property taxes
- $4,746/yr assumed 1.2% of price
- PITIA (assumed)
- $2,692/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $58/mo
- Lender DSCR (est.)
- 0.85 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 5 / 3
- Living area
- 2,367 sq ft
- Lot
- 8,276 sq ft
- Year built
- 2026
- Property type
- Single Family
- HOA
- $58/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- New Construction
- MLS #
- 22099050
- Listed
- May 1, 2026
- Days on market
- 155
- Listing agent
- Erin M. Hundley · Compass of Indiana, LLC
3174300866 · erin.hundley@compass.com - Price history
- First asked $395,485
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.