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53score
NewShort Sale
$130,000
MLS
Street view4051 Standish Dr
Indianapolis IN 46221 · Single Family · built 1956
3 bd1 ba936 sqft$139/sqft vs ZIP $145 −4%
1.85 lender DSCR (est.)
Rent covers the estimated payment 1.85× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,730/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.85new this week
The underwriting
The numbers (estimates, illustrative)
$130,000List price
$1,730Rent estimate / mo
1.85Lender DSCR (est.)
$2,382Taxes / yr · county assessor
$145ZIP median $ / sqft
53/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,730 |
| − Mortgage (P&I) | −$682 |
| − Taxes | −$199 |
| − Insurance | −$54 |
| = Cash flow before vacancy & repairs | $796 |
The numbers
- Price
- $130,000
- $ / sq ft
- $139 ZIP median $145
- Rent estimate
- $1,730/mo ZIP + bedroom comps
- Property taxes
- $2,382/yr 2% cap on assessed value $119,100
- PITIA (assumed)
- $934/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.85 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 53/100 DSCR 1.85 · new this week
The property
- Beds / baths
- 3 / 1
- Living area
- 936 sq ft
- Lot
- 12,197 sq ft
- Year built
- 1956
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- 100
- Registered rental
- No
The listing
- Source
- Short Sale
- MLS #
- 22128112
- Listed
- Sep 25, 2026
- Days on market
- 7
- Listing agent
- Erin Anderson · F.C. Tucker Company - Crosspoint
3179605588 · erin.anderson@talktotucker.com - Price history
- First asked $130,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.