Last confirmed active 18 days ago — it may be under contract or sold since. Check the official listing before you act. Verify on Zillow · Redfin · Realtor.com
1 / 6
0score
$315,000
MLS
Street view4115 Stubbington Ln
Indianapolis IN 46239 · Single Family · built 2019
3 bd2 ba1,804 sqft$175/sqft vs ZIP $148 +18%
0.81 lender DSCR (est.)
Rent covers the estimated payment 0.81× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,883/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
The underwriting
The numbers (estimates, illustrative)
$315,000List price
$1,883Rent estimate / mo
0.81Lender DSCR (est.)
$5,818Taxes / yr · county assessor
$148ZIP median $ / sqft
0/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,883 |
| − Mortgage (P&I) | −$1,652 |
| − Taxes | −$485 |
| − Insurance | −$131 |
| − HOA | −$54 |
| = Cash flow before vacancy & repairs | $-439 |
The numbers
- Price
- $315,000
- $ / sq ft
- $175 ZIP median $148
- Rent estimate
- $1,883/mo ZIP + bedroom comps
- Property taxes
- $5,818/yr 2% cap on assessed value $290,900
- PITIA (assumed)
- $2,322/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr, HOA $54/mo
- Lender DSCR (est.)
- 0.81 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 0/100
The property
- Beds / baths
- 3 / 2
- Living area
- 1,804 sq ft
- Lot
- 9,583 sq ft
- Year built
- 2019
- Property type
- Single Family
- HOA
- $54/mo
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22075324
- Listed
- Dec 1, 2025
- Days on market
- 306
- Listing agent
- Corey Dawkins · Keller Williams Indy Metro Ne
3176400778 · coreydawkins@kw.com - Price history
- First asked $315,000
Keep looking
Similar deals nearby
Ask Triad about this deal
Want a second opinion, a walkthrough, or an offer strategy?
We buy in Indianapolis ourselves. Tell us what you're thinking and our team replies within one business day. Free, no obligation.
All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.