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5score
New
$420,000
MLS
Street view4141 N Ruckle St
Indianapolis IN 46205 · Single Family · built 1916
3 bd1.5 ba1,634 sqft$257/sqft vs ZIP $163 +58%
0.58 lender DSCR (est.)
Rent covers the estimated payment 0.58× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,600/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
new this week
The underwriting
The numbers (estimates, illustrative)
$420,000List price
$1,600Rent estimate / mo
0.58Lender DSCR (est.)
$4,568Taxes / yr · county assessor
$163ZIP median $ / sqft
5/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,600 |
| − Mortgage (P&I) | −$2,203 |
| − Taxes | −$381 |
| − Insurance | −$175 |
| = Cash flow before vacancy & repairs | $-1,158 |
The numbers
- Price
- $420,000
- $ / sq ft
- $257 ZIP median $163
- Rent estimate
- $1,600/mo ZIP + bedroom comps
- Property taxes
- $4,568/yr 2% cap on assessed value $228,400
- PITIA (assumed)
- $2,758/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.58 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 5/100 new this week
The property
- Beds / baths
- 3 / 1.5
- Living area
- 1,634 sq ft
- Lot
- 6,534 sq ft
- Year built
- 1916
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22129206
- Listed
- Oct 1, 2026
- Days on market
- 3
- Listing agent
- Ryan Woodall · Trueblood Real Estate
3176262492 · woodallrj@gmail.com - Price history
- First asked $420,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.