1 / 6
17score
↓ $7,000
$288,000
MLS
Street view4152 Oil Creek Dr
Indianapolis IN 46268 · Single Family · built 1986
3 bd1.5 ba1,988 sqft$145/sqft vs ZIP $160 −9%
0.97 lender DSCR (est.)
Rent covers the estimated payment 0.97× · walk-away floor 1.20 · medium confidence
How we compute this
Rent est. $1,987/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
10% under ZIP $/sqftprice cut 2%
The underwriting
The numbers (estimates, illustrative)
$288,000List price
$1,987Rent estimate / mo
0.97Lender DSCR (est.)
$5,014Taxes / yr · county assessor
$160ZIP median $ / sqft
17/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,987 |
| − Mortgage (P&I) | −$1,510 |
| − Taxes | −$418 |
| − Insurance | −$120 |
| = Cash flow before vacancy & repairs | $-61 |
The numbers
- Price
- $288,000
- $ / sq ft
- $145 ZIP median $160
- Rent estimate
- $1,987/mo ZIP + bedroom comps
- Property taxes
- $5,014/yr 2% cap on assessed value $250,700
- PITIA (assumed)
- $2,048/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 0.97 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 17/100 10% under ZIP $/sqft · price cut 2%
The property
- Beds / baths
- 3 / 1.5
- Living area
- 1,988 sq ft
- Lot
- 15,682 sq ft
- Year built
- 1986
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- None (Zone X)
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22122055
- Listed
- Aug 25, 2026
- Days on market
- 53
- Listing agent
- Allyson Brooks · Mark Dietel Realty, LLC
3172095804 · mark.dietel@markdietel.com - Price history
- First asked $295,000 · previously $295,000 cut $7,000
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.