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51score
$147,900
MLS
Street view4165 N Sherman Dr
Indianapolis IN 46226 · Single Family · built 1910
4 bd2 ba1,952 sqft$76/sqft vs ZIP $122 −38%
1.23 lender DSCR (est.)
Rent covers the estimated payment 1.23× · walk-away floor 1.20 · high confidence
How we compute this
Rent est. $1,520/mo (ZIP + bedroom comps) ÷ estimated monthly payment: 75% LTV, ~7.5% rate, 30‑yr term, insurance ~0.5%/yr, taxes from the county assessor. Assumptions as of 2026-09-12.
DSCR 1.2338% under ZIP $/sqftbelow assessed value
The underwriting
The numbers (estimates, illustrative)
$147,900List price
$1,520Rent estimate / mo
1.23Lender DSCR (est.)
$4,752Taxes / yr · county assessor
$122ZIP median $ / sqft
51/100Deal Score
Monthly picture (illustrative)
| Rent est. | $1,520 |
| − Mortgage (P&I) | −$776 |
| − Taxes | −$396 |
| − Insurance | −$62 |
| = Cash flow before vacancy & repairs | $287 |
The numbers
- Price
- $147,900
- $ / sq ft
- $76 ZIP median $122
- Rent estimate
- $1,520/mo ZIP + bedroom comps
- Property taxes
- $4,752/yr 2% cap on assessed value $237,600
- PITIA (assumed)
- $1,233/mo 75% LTV at ~7.5% over 30 yr, taxes, insurance 0.5%/yr
- Lender DSCR (est.)
- 1.23 rent ÷ PITIA · lender floor 1.20
- Deal Score
- 51/100 DSCR 1.23 · 38% under ZIP $/sqft · below assessed value
The property
- Beds / baths
- 4 / 2
- Living area
- 1,952 sq ft
- Lot
- 10,454 sq ft
- Year built
- 1910
- Property type
- Single Family
- HOA
- None on record
- Flood zone
- —
- Registered rental
- No
The listing
- Source
- Standard
- MLS #
- 22132145
- Listed
- Oct 21, 2026
- Days on market
- 10
- Listing agent
- Lana Detro · Ala Carte Realty
3175096797 · lana@alacarterealty.com - Price history
- First asked $147,900
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All figures are illustrative estimates from the list price, public records, rent comps / HUD fair-market rent and assumed financing (75% LTV, ~7.5%, 30 yr, as of 2026-09-12). Not verified, not an offer, not investment advice. Triad Global, LLC is a real-estate investor, not a licensed brokerage. Listing data from public sources; verify everything before you bid. Equal Housing Opportunity.